5+ Best ATM Full Form, Definition – Automated Teller Machine

ATM Full Form in English:-

Automated Teller Machine

The ATM full form is an Automated teller Machine, it is an electro-mechanical machine that comprises mechanized financial stages that permit customers to perform smooth exchanges without the help of a branch delegate or teller. A charge card or credit cardholder ought to have the option to pull out money at most ATMs.

ATM Full Form in Hindi:-

• ए – स्वचालित
• टी – टेलर
• म – मशीन

ATM एक इलेक्ट्रॉनिक टेलीकम्यूनिकेशन डिवाइस है, जो किसी भी समय वित्तीय लेनदेन जैसे नकद निकासी, जमा, फंड ट्रांसफर और अन्य बैंकिंग संबंधित लेनदेन के लिए उपयोग किया जाता है। इससे बैंकिंग प्रक्रिया बहुत आसान हो जाती है क्योंकि ये मशीनें स्वचालित होती हैं और इन्हें बैंक कर्मचारियों से सीधे संवाद की आवश्यकता नहीं होती है।

उपयोगकर्ता कार्ड के शीर्ष पर एक चुंबकीय पट्टी पर उपयोगकर्ता जानकारी के साथ एन्कोड किया गया, एक विशेष प्रकार के प्लास्टिक कार्ड के माध्यम से अपने खाते तक पहुंचते हैं। पट्टी में एक पहचान कोड होता है जिसे बैंक के केंद्रीय कंप्यूटर में मॉडेम द्वारा भेजा जाता है। उपयोगकर्ता अपने खाते तक पहुँचने के लिए और अपने खाते में लेनदेन की प्रक्रिया के लिए एटीएम में कार्ड का उपयोग करते हैं।

Another related word of ATM:-

░Y░o░u░ ░M░a░y░ ░a░l░s░o░ ░L░i░k░e░

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what is use of ATM? ATM का उपयोग क्या है?

• Cash withdrawal using ATM
• Cash deposit using ATM
• Balance Enquiry at ATM
• Pin Change at ATM
• Money transfer using ATM
• Bill Payment Using ATM

Advantages of ATM:-

1. ATM service is 24*7 so it reduces work time on all bank staff.
2. It is also helpful for travellers.
3. ATM give us smooth service without any error.

Parts of ATM:-

The ATM is not difficult to utilize. It contains info and yield instruments, permitting individuals to store or pull out cash serenely. Under are the fundamental yield and information gadgets of an ATM.

(A) Input device

(B) Output Devices

Input device:- The card peruser perceives the card information put away on the ATM card in the attractive stripe, which is situated on the back. The record subtleties are gathered by the card peruser and shipped off the worker when the card is embedded in the predetermined area. The money gadget permits the money to be administered dependent on record data and the orders got from the client worker.

Keypad – Keypad assists the client with the mentioned information from the machine, for example, individual ID number, money sum, receipt required or no required, and other data. In the scrambled structure, the PIN is shipped off the worker.

Output Devices:-

Money Dispenser – Cash distributor is the ATM’s fundamental yield instrument as it gives out the money. The exceptionally precise sensors gave in the ATM permit the money distributor to oversee the fitting money sum as the purchaser needs.

Show Screen – Displays subtleties on the screen concerning the exchange. It demonstrates the means of money withdrawal, individually all together. The screen might be CRT or LCD.

Receipt Printer – A receipt shows you data about the exchanges imprinted on it. It advises you regarding the time and date of the exchange, equilibrium and withdrawal sum, and so forth

Speaker – Speaker is accessible in the ATM to create the sound info when a catch is squeezed.

History of ATM:-

The principal ATM turned up at a Barclays Bank office in London in 1967, however, there are records of a money distributor in Japan during the 1960s. The interbank exchange permitted a client to utilize one bank’s card at another bank’s ATM during the 1970s.